article by jean chatzky & dr. michael F. roizen
the gist of it...
The good news: Life expectancy has jumped. The average 65 yr. old will live to age 84. and half of those 65 yr. olds will surpass even that.
The bad news: Most people haven't saved nearly enough to maintain their current standard of living in retirement.
and without enough money, staying healthy is also a challenge.
it's not just... co-pays, premiums and scripts. living longer means spending more to care for the chronic diseases that account for 84% of all health care spending, and not just in the last year of life.
Bottom line: wealth without health is not going to last; your physical problems will wreak havoc on your bank account.
with a little time, effort & energy, you can use this information to live longer, without running out of money or breaking a hip.
assess: health - know your blood pressure, fitness (can you do the appropriate number of sit-ups and push-ups for your age, etc.) and your waist measurement (it should consistently measure less than
half your height in inches.)
finances - what you earn and own should be heading up consistently... what you owe should be heading down.
slash stress: the biggest cause of aging more rapidly. and the biggest source of stress is money.
build strong teams: having the proper team around you ... doctor, pharmacist, financial adviser (maybe), accountability buddies for health & finance is key to helping you achieve optimum levels of health & wealth.
** you can make up for lost time in your money & health choices. **
so start today. Once you begin, it becomes easier.
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